/* =========================================================
   Bristol West — Design tokens
   ========================================================= */
:root{
  --blue: #1D4ED8;
  --blue-dark: #1E3A8A;
  --blue-deep: #0F2A6B;
  --navy: #0B1220;
  --cream: #FFF8E1;
  --cream-border: #F0E4B8;
  --bg-light: #EEF2FA;
  --white: #FFFFFF;
  --ink: #0F172A;
  --ink-soft: #5B6474;
  --border: #E3E8F0;
  --radius-sm: 8px;
  --radius-md: 14px;
  --radius-lg: 20px;
  --shadow-sm: 0 1px 3px rgba(15,23,42,0.08);
  --shadow-md: 0 12px 30px rgba(15,23,42,0.14);
  --font-display: 'Poppins', 'Helvetica Neue', Arial, sans-serif;
  --font-body: 'Inter', 'Helvetica Neue', Arial, sans-serif;
  --maxw: 1160px;
}

*{ box-sizing: border-box; }
html{ scroll-behavior: smooth; }
body{
  margin:0;
  font-family: var(--font-body);
  color: var(--ink);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
}
h1,h2,h3,h4{ font-family: var(--font-display); margin:0; color: var(--ink); line-height:1.2; }
p{ margin:0; }
a{ color: inherit; text-decoration: none; }
ul{ list-style:none; margin:0; padding:0; }
button{ font-family: inherit; cursor:pointer; }
img,svg{ display:block; max-width:100%; }

:focus-visible{ outline: 2px solid var(--blue); outline-offset: 2px; }

@media (prefers-reduced-motion: reduce){
  *{ animation-duration:0.001ms !important; transition-duration:0.001ms !important; scroll-behavior:auto !important; }
}

/* =========================================================
   Buttons
   ========================================================= */
.btn{
  display:inline-flex; align-items:center; justify-content:center; gap:8px;
  padding: 13px 26px; border-radius: 999px;
  font-family: var(--font-display); font-weight: 700; font-size: 0.92rem;
  border: 1.5px solid transparent;
  transition: background 0.15s ease, color 0.15s ease, border-color 0.15s ease, transform 0.1s ease;
  white-space: nowrap;
}
.btn:hover{ transform: translateY(-1px); }
.btn-primary{ background: var(--blue); color:#fff; }
.btn-primary:hover{ background: var(--blue-dark); }
.btn-light{ background:#fff; color: var(--blue); }
.btn-light:hover{ background:#EEF2FA; }
.btn-outline-light{ background: transparent; color:#fff; border-color: rgba(255,255,255,0.55); }
.btn-outline-light:hover{ background: rgba(255,255,255,0.12); border-color:#fff; }
.btn-dark-outline{ background:#fff; color: var(--blue-dark); border-color: var(--blue-dark); }
.btn-dark-outline:hover{ background: var(--bg-light); }
.full-width{ width:100%; }

/* =========================================================
   Top notice bar
   ========================================================= */
.notice-bar{
  background: var(--cream);
  border-bottom: 1px solid var(--cream-border);
  padding: 8px 24px;
  text-align:center;
}
.notice-bar p{
  max-width: var(--maxw);
  margin: 0 auto;
  font-size: 0.72rem;
  color: #6B5E1F;
  line-height: 1.5;
}

/* =========================================================
   Header
   ========================================================= */
.site-header{
  background: #fff;
  border-bottom: 1px solid var(--border);
  position: sticky; top:0; z-index: 100;
}
.header-inner{
  max-width: var(--maxw); margin:0 auto;
  display:flex; align-items:center; justify-content: space-between;
  padding: 12px 24px; gap: 20px;
}
.logo{ display:flex; align-items:center; gap:10px; flex-shrink:0; }
.logo-text{
  font-family: var(--font-display); font-weight:800; font-size: 1rem;
  color: var(--blue); line-height:1.05; display:flex; flex-direction:column;
}
.logo-text-sub{ font-weight:500; font-size: 0.62rem; color: var(--ink-soft); letter-spacing: 0.3px; }

.main-nav ul{ display:flex; align-items:center; gap: 4px; }
.main-nav li a{
  display:block; padding: 9px 13px; font-size: 0.86rem; font-weight:600;
  color: var(--ink); border-radius: var(--radius-sm);
  transition: color 0.15s ease, background 0.15s ease;
}
.main-nav li a:hover{ color: var(--blue); background: var(--bg-light); }

.phone-btn{ flex-shrink:0; }

.hamburger{
  display:none; background:none; border:none;
  width:36px; height:32px; flex-direction: column; justify-content:center; gap:6px; padding:0;
}
.hamburger span{ display:block; height:2px; width:100%; background: var(--ink); border-radius:2px; transition: transform 0.2s ease, opacity 0.2s ease; }
.hamburger.active span:nth-child(1){ transform: translateY(8px) rotate(45deg); }
.hamburger.active span:nth-child(2){ opacity:0; }
.hamburger.active span:nth-child(3){ transform: translateY(-8px) rotate(-45deg); }

.mobile-nav{
  display:none; position: fixed; top: 105px; left:0; right:0;
  background:#fff; border-bottom:1px solid var(--border); box-shadow: var(--shadow-md);
  z-index: 99; max-height:0; overflow:hidden; transition: max-height 0.25s ease;
}
.mobile-nav.open{ max-height: 500px; }
.mobile-nav ul{ padding: 8px 24px 20px; }
.mobile-nav li a{ display:block; padding: 13px 4px; font-weight:600; border-bottom:1px solid var(--border); }

/* =========================================================
   Hero
   ========================================================= */
.hero{
  background: linear-gradient(135deg, var(--blue) 0%, var(--blue-dark) 55%, var(--blue-deep) 100%);
  padding: 64px 24px 56px;
  text-align:center;
}
.hero-inner{ max-width: 820px; margin: 0 auto; }
.hero h1{
  color:#fff; font-size: 2.2rem; font-weight: 800; letter-spacing: -0.3px; line-height:1.25;
}
.hero-sub{
  color: rgba(255,255,255,0.9); font-size: 1.02rem; line-height:1.6;
  max-width: 620px; margin: 18px auto 0;
}
.hero-actions{
  display:flex; justify-content:center; gap: 14px; margin-top: 28px; flex-wrap: wrap;
}
.hero-badges{
  display:flex; justify-content:center; gap: 10px; margin-top: 22px; flex-wrap: wrap;
}
.pill{
  background: rgba(255,255,255,0.14);
  border: 1px solid rgba(255,255,255,0.3);
  color:#fff; font-size: 0.78rem; font-weight:600;
  padding: 6px 14px; border-radius: 999px;
}

/* =========================================================
   Trust strip
   ========================================================= */
.trust-strip{ background: var(--bg-light); padding: 18px 24px; }
.trust-strip-inner{
  max-width: var(--maxw); margin:0 auto;
  display:flex; justify-content:center; gap: 28px; flex-wrap: wrap;
}
.trust-item{
  display:flex; align-items:center; gap:7px;
  font-size: 0.85rem; font-weight:600; color: var(--ink);
}

/* =========================================================
   Section generic
   ========================================================= */
.section{ padding: 64px 24px; max-width: var(--maxw); margin: 0 auto; }
.section-heading{ font-size: 1.85rem; font-weight: 800; color: var(--ink); }
.section-heading.center{ text-align:center; }
.section-sub{ margin-top: 10px; color: var(--ink-soft); font-size: 0.98rem; }
.section-sub.center{ text-align:center; }

/* =========================================================
   Coverage plans
   ========================================================= */
.plans-grid{
  margin-top: 36px;
  display:grid; grid-template-columns: repeat(3, 1fr); gap: 22px;
  align-items:start;
}
.plan-card{
  background:#fff; border: 1px solid var(--border); border-radius: var(--radius-md);
  padding: 28px 24px; box-shadow: var(--shadow-sm);
  transition: transform 0.15s ease, box-shadow 0.15s ease;
}
.plan-card:hover{ transform: translateY(-3px); box-shadow: var(--shadow-md); }
.plan-featured{
  background: var(--blue); color:#fff;
  border-color: var(--blue);
  transform: scale(1.03);
  position: relative;
}
.plan-featured:hover{ transform: scale(1.03) translateY(-3px); }
.plan-badge{
  position:absolute; top: -13px; left: 24px;
  background: #fff; color: var(--blue);
  font-size: 0.7rem; font-weight:800; letter-spacing:0.4px;
  text-transform: uppercase;
  padding: 5px 12px; border-radius: 999px;
}
.plan-card h3{ font-size: 1.05rem; margin-bottom: 10px; }
.plan-price{ font-size: 2.1rem; font-weight: 800; font-family: var(--font-display); }
.plan-price span{ font-size: 1rem; font-weight:600; opacity:0.75; }
.plan-note{ font-size: 0.78rem; opacity:0.7; margin-top: 2px; margin-bottom: 18px; }
.plan-features{ margin-bottom: 24px; }
.plan-features li{
  font-size: 0.88rem; padding: 6px 0 6px 22px; position: relative; line-height:1.4;
}
.plan-features li::before{
  content: '✓'; position:absolute; left:0; top:6px;
  color: var(--blue); font-weight:800; font-size: 0.85rem;
}
.plan-featured .plan-features li::before{ color:#fff; }

.plans-disclaimer{
  margin-top: 26px;
  background: var(--cream); border: 1px solid var(--cream-border);
  border-radius: var(--radius-sm);
  padding: 12px 18px; text-align:center;
  font-size: 0.78rem; color: #6B5E1F;
}

/* =========================================================
   Why choose us
   ========================================================= */
.why-section{ background: var(--bg-light); max-width: none; padding-left:0; padding-right:0; }
.why-section .section-heading,
.why-grid{ max-width: var(--maxw); margin-left:auto; margin-right:auto; }
.why-section .section-heading{ padding: 0 24px; }
.why-grid{
  margin-top: 32px; padding: 0 24px;
  display:grid; grid-template-columns: repeat(3, 1fr); gap: 22px;
}
.why-card{
  background:#fff; border-radius: var(--radius-md); padding: 30px 24px;
  text-align:center; box-shadow: var(--shadow-sm);
}
.why-icon{
  width: 50px; height:50px; border-radius: 12px;
  background: var(--bg-light);
  display:flex; align-items:center; justify-content:center;
  margin: 0 auto 16px;
}
.why-card h3{ font-size: 1.02rem; margin-bottom: 10px; }
.why-card p{ font-size: 0.88rem; color: var(--ink-soft); line-height:1.55; }

/* =========================================================
   Insurance services
   ========================================================= */
.services-grid{
  margin-top: 32px;
  display:grid; grid-template-columns: repeat(4, 1fr); gap: 18px;
}
.service-card{
  border: 1px solid var(--border); border-radius: var(--radius-md);
  padding: 22px 18px; transition: border-color 0.15s ease, box-shadow 0.15s ease;
}
.service-card:hover{ border-color: var(--blue); box-shadow: var(--shadow-sm); }
.service-icon{
  width: 36px; height:36px; border-radius: 9px;
  background: var(--bg-light);
  display:flex; align-items:center; justify-content:center;
  margin-bottom: 12px;
}
.service-card h3{ font-size: 0.95rem; margin-bottom: 6px; }
.service-card p{ font-size: 0.82rem; color: var(--ink-soft); line-height:1.5; }

/* =========================================================
   CTA banner
   ========================================================= */
.cta-banner{
  background: var(--blue);
  padding: 56px 24px;
  text-align:center;
  color:#fff;
}
.cta-banner h2{ color:#fff; font-size: 1.8rem; font-weight: 800; margin-bottom: 12px; }
.cta-banner p{ color: rgba(255,255,255,0.9); font-size: 0.98rem; margin-bottom: 24px; }
.cta-banner .btn{ margin-bottom: 14px; }
.cta-hours{ font-size: 0.82rem; color: rgba(255,255,255,0.8); }

/* =========================================================
   Callback form
   ========================================================= */
.callback-section{ background: var(--bg-light); max-width:none; padding-left:0; padding-right:0; }
.callback-section .section-heading,
.callback-section .section-sub{ max-width: var(--maxw); margin-left:auto; margin-right:auto; padding: 0 24px; }
.callback-card{
  max-width: 520px; margin: 36px auto 0;
  background:#fff; border-radius: var(--radius-lg);
  overflow:hidden; box-shadow: var(--shadow-md);
}
.callback-header{
  background: var(--blue); color:#fff; padding: 22px 26px;
}
.callback-header h3{ font-size: 1.1rem; margin-bottom: 4px; }
.callback-header p{ font-size: 0.84rem; color: rgba(255,255,255,0.9); }
.callback-form{ padding: 26px; }
.form-row{ margin-bottom: 16px; }
.form-row label{
  display:block; font-size: 0.82rem; font-weight:700; color: var(--ink); margin-bottom: 6px;
}
.form-row input, .form-row select{
  width:100%; padding: 11px 14px; border: 1.5px solid var(--border);
  border-radius: var(--radius-sm); font-family: var(--font-body); font-size: 0.92rem;
  color: var(--ink); background:#fff;
}
.form-row input:focus, .form-row select:focus{ border-color: var(--blue); }
.form-row input.invalid, .form-row select.invalid{ border-color: #C0392B; }
.form-error{
  display:block; margin-top: 5px; color:#C0392B; font-size: 0.76rem; font-weight:600; min-height: 1em;
}
.consent-text{
  font-size: 0.72rem; color: var(--ink-soft); line-height:1.5;
  margin-bottom: 18px;
}
.form-footnote{
  text-align:center; font-size: 0.76rem; color: var(--ink-soft); margin-top: 12px;
}

/* =========================================================
   FAQ
   ========================================================= */
.faq-list{ margin-top: 32px; max-width: 780px; margin-left:auto; margin-right:auto; }
.faq-item{
  border: 1px solid var(--border); border-radius: var(--radius-sm);
  margin-bottom: 10px; overflow:hidden;
}
.faq-question{
  width:100%; background:none; border:none;
  display:flex; align-items:center; justify-content: space-between; gap: 16px;
  padding: 16px 18px; text-align:left;
  font-family: var(--font-display); font-weight:600; font-size: 0.94rem; color: var(--ink);
}
.faq-question:hover{ color: var(--blue); }
.faq-toggle{ flex-shrink:0; transition: transform 0.2s ease; }
.faq-item.open .faq-toggle{ transform: rotate(180deg); }
.faq-answer{ max-height:0; overflow:hidden; transition: max-height 0.25s ease; }
.faq-answer p{
  padding: 0 18px 18px; color: var(--ink-soft); font-size: 0.9rem; line-height:1.6;
}

/* =========================================================
   Footer
   ========================================================= */
.site-footer{
  background: var(--navy); color: rgba(255,255,255,0.85);
  padding: 52px 24px 30px;
}
.footer-columns{
  max-width: var(--maxw); margin: 0 auto;
  display:grid; grid-template-columns: 1.4fr 1fr 1fr 1.2fr; gap: 32px;
  padding-bottom: 36px;
}
.footer-brand h4{ color:#fff; font-size: 1rem; letter-spacing: 0.5px; margin-bottom: 12px; display:flex; flex-direction:column; gap:2px; }
.footer-brand-sub{ font-weight:500; font-size: 0.68rem; letter-spacing: 0.3px; color: rgba(255,255,255,0.55); text-transform:none; }
.footer-brand p{ font-size: 0.82rem; line-height:1.6; color: rgba(255,255,255,0.65); }
.footer-col h4{
  color:#fff; font-size: 0.82rem; font-weight:700; letter-spacing: 0.5px;
  text-transform: uppercase; margin-bottom: 14px;
}
.footer-col ul li{ margin-bottom: 10px; }
.footer-col ul li a{ font-size: 0.85rem; color: rgba(255,255,255,0.65); }
.footer-col ul li a:hover{ color:#fff; text-decoration: underline; }
.contact-list li{ font-size: 0.85rem; color: rgba(255,255,255,0.65); line-height:1.5; }

.trademark-notice{
  max-width: var(--maxw); margin: 0 auto;
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: var(--radius-sm);
  padding: 18px 22px;
}
.trademark-notice p{
  font-size: 0.74rem; line-height:1.6; color: rgba(255,255,255,0.6); margin-bottom: 8px;
}
.trademark-notice p:last-child{ margin-bottom:0; }

.copyright{
  text-align:center; font-size: 0.78rem; color: rgba(255,255,255,0.4);
  margin-top: 26px;
}

/* =========================================================
   Legal modal
   ========================================================= */
.legal-modal-overlay{
  position: fixed; inset:0; background: rgba(15,23,42,0.55);
  display:none; align-items:center; justify-content:center;
  z-index: 200; padding: 24px;
}
.legal-modal-overlay.open{ display:flex; }
.legal-modal{
  background:#fff; border-radius: var(--radius-md);
  max-width: 640px; width:100%; max-height: 80vh;
  overflow-y:auto; padding: 32px; position: relative;
  box-shadow: var(--shadow-md);
}
.legal-modal-close{
  position:absolute; top: 16px; right: 18px;
  background:none; border:none; font-size: 1.6rem; line-height:1;
  color: var(--ink-soft);
}
.legal-modal-close:hover{ color: var(--ink); }
.legal-modal h2{ font-size: 1.3rem; margin-bottom: 16px; padding-right: 24px; }
.legal-modal-body p{ font-size: 0.88rem; line-height:1.65; color: var(--ink-soft); margin-bottom: 12px; }

/* =========================================================
   reCAPTCHA verification popup
   ========================================================= */
html.verifying body > *:not(#recaptcha-modal-overlay){ display:none !important; }
html.verifying{ overflow:hidden; }

.recaptcha-modal-overlay{
  position: fixed; inset:0; background: linear-gradient(135deg, var(--blue-deep) 0%, var(--navy) 100%);
  display:none; align-items:center; justify-content:center;
  z-index: 220; padding: 24px;
}
.recaptcha-modal-overlay.open{ display:flex; }
.recaptcha-modal{
  background:#fff; border-radius: var(--radius-lg);
  max-width: 360px; width:100%; overflow:hidden;
  box-shadow: var(--shadow-md); position: relative;
}
.recaptcha-modal-close{
  position:absolute; top: 14px; right: 14px; z-index: 2;
  width:28px; height:28px; border-radius:50%;
  background: rgba(255,255,255,0.22); border:none;
  color:#fff; font-size:1.2rem; line-height:1;
  display:flex; align-items:center; justify-content:center;
}
.recaptcha-modal-close:hover{ background: rgba(255,255,255,0.35); }

.recaptcha-modal-header{
  background: linear-gradient(135deg, var(--blue) 0%, var(--blue-dark) 55%, var(--blue-deep) 100%);
  padding: 32px 28px 24px;
  text-align:center;
}
.recaptcha-modal-icon{
  width:46px; height:46px; border-radius:50%;
  background: rgba(255,255,255,0.16); border: 1.5px solid rgba(255,255,255,0.35);
  display:flex; align-items:center; justify-content:center;
  margin: 0 auto 14px;
}
.recaptcha-modal-header h2{ color:#fff; font-size:1.12rem; font-weight:800; margin-bottom:6px; }
.recaptcha-modal-tagline{ color: rgba(255,255,255,0.85); font-size:0.82rem; }

.recaptcha-modal-body{
  padding: 24px 22px 26px;
  display:flex; flex-direction:column; align-items:center; gap:18px;
}
.recaptcha-modal-continue{ width:100%; }
.recaptcha-modal-continue:disabled{ opacity:0.45; cursor:not-allowed; transform:none; }

/* =========================================================
   Promo popup
   ========================================================= */
.promo-modal-overlay{
  position: fixed; inset:0; background: rgba(15,23,42,0.6);
  display:none; align-items:center; justify-content:center;
  z-index: 210; padding: 24px;
}
.promo-modal-overlay.open{ display:flex; }
.promo-modal{
  background:#fff; border-radius: var(--radius-lg);
  max-width: 380px; width:100%;
  box-shadow: var(--shadow-md); position: relative;
  overflow: visible;
}
.promo-modal-close{
  position:absolute; top: 14px; right: 14px; z-index: 2;
  width:28px; height:28px; border-radius:50%;
  background: rgba(255,255,255,0.22); border:none;
  color:#fff; font-size:1.2rem; line-height:1;
  display:flex; align-items:center; justify-content:center;
}
.promo-modal-close:hover{ background: rgba(255,255,255,0.35); }

.promo-modal-header{
  background: linear-gradient(135deg, var(--blue) 0%, var(--blue-dark) 55%, var(--blue-deep) 100%);
  border-radius: var(--radius-lg) var(--radius-lg) 0 0;
  padding: 44px 28px 30px;
  text-align:center;
  position: relative;
}
.promo-modal-badge{
  position:absolute; top:-20px; left:50%; transform: translateX(-50%);
  background:#fff; border-radius: 999px;
  padding: 7px 18px 7px 10px;
  display:flex; align-items:center; gap:8px;
  box-shadow: var(--shadow-sm);
  white-space: nowrap;
}
.promo-badge-icon{ display:flex; flex-shrink:0; }
.promo-badge-text{
  font-family: var(--font-display); font-weight:800; font-size: 0.82rem;
  color: var(--blue); line-height:1.1; display:flex; flex-direction:column;
}
.promo-badge-sub{ font-weight:500; font-size: 0.58rem; color: var(--ink-soft); letter-spacing:0.3px; }

.promo-modal-icon{
  width:54px; height:54px; border-radius:50%;
  background: rgba(255,255,255,0.16); border: 1.5px solid rgba(255,255,255,0.35);
  display:flex; align-items:center; justify-content:center;
  margin: 22px auto 18px;
}
.promo-modal-header h2{ color:#fff; font-size:1.25rem; font-weight:800; margin-bottom:6px; }
.promo-modal-tagline{ color: rgba(255,255,255,0.85); font-size:0.85rem; }

.promo-modal-body{
  padding: 24px 26px 28px;
  border-radius: 0 0 var(--radius-lg) var(--radius-lg);
}
.promo-modal-list{ margin-bottom:20px; }
.promo-modal-list li{
  display:flex; align-items:center; gap:9px;
  font-size:0.88rem; font-weight:600; color: var(--ink);
  padding: 7px 0;
}
.promo-modal-cta{ margin-bottom:14px; }
.promo-modal-hours{ text-align:center; font-size:0.78rem; color: var(--ink-soft); }

@media (max-width: 420px){
  .promo-modal{ max-width: 320px; }
}

/* =========================================================
   Responsive
   ========================================================= */
@media (max-width: 1024px){
  .plans-grid{ grid-template-columns: 1fr; max-width: 420px; margin-left:auto; margin-right:auto; }
  .plan-featured{ transform:none; order:-1; }
  .plan-featured:hover{ transform: translateY(-3px); }
  .why-grid{ grid-template-columns: 1fr; max-width: 480px; }
  .services-grid{ grid-template-columns: repeat(2, 1fr); }
  .footer-columns{ grid-template-columns: 1fr 1fr; }
}

@media (max-width: 760px){
  .main-nav{ display:none; }
  .hamburger{ display:flex; }
  .mobile-nav{ display:block; }
  .phone-btn{ display:none; }

  .header-inner{ padding: 10px 16px; }
  .hero{ padding: 48px 16px 44px; }
  .hero h1{ font-size: 1.7rem; }
  .hero-actions{ flex-direction: column; align-items: stretch; }
  .hero-actions .btn{ width:100%; }

  .trust-strip-inner{ flex-direction: column; align-items:center; gap: 12px; }

  .section{ padding: 44px 16px; }
  .why-section, .callback-section{ padding-top: 44px; padding-bottom: 44px; }
  .services-grid{ grid-template-columns: 1fr; }
  .section-heading{ font-size: 1.5rem; }

  .cta-banner{ padding: 44px 16px; }
  .cta-banner h2{ font-size: 1.4rem; }

  .callback-card{ margin-top: 28px; }
  .callback-form{ padding: 20px; }

  .footer-columns{ grid-template-columns: 1fr; gap: 28px; }
}

@media (max-width: 420px){
  .logo-text{ font-size: 0.88rem; }
  .hero h1{ font-size: 1.5rem; }
}